Risk vs Personal Risk

Came across this interesting article on risk.

About 3,800 years ago, the Code of Hammurabi specified that if a house collapses and causes the death of its owner, the house's builder shall be put to death.

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The ancients understood that the builder always knows more about the risks than the client, and can hide sources of fragility and improve his profitability by cutting corners. The foundation is the best place to hide risk. The builder can also fool the inspector; the person hiding risk has a large informational advantage over the one who has to find it.

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Why do I believe that a certain class of people has an incentive to "look good" rather than "do good"? The reason is simply the absence of personal risk.

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... there are warmongers. To deal with them, the one-time consumer advocate and former US presidential candidate Ralph Nader has proposed that those who vote in favour of war should place themselves or a descendent into military service.